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Comparison

XRP vs NEAR Protocol

A side-by-side look at XRP (XRP) and NEAR Protocol (NEAR) — live price, market capitalization, supply, all-time records and project fundamentals. Figures refresh hourly from public market data. For informational purposes only; not financial advice.

Side by side Source CoinGecko Updated hourly
XRP logo
XRP XRP
Rank #6
$1.13
-0.46% 24h
Market cap
$70.38B
24h volume
$1.79B
NEAR Protocol logo
NEAR Protocol NEAR
Rank #35
$2.16
-1.50% 24h
Market cap
$2.81B
24h volume
$380.26M

XRP vs NEAR Protocol: Key Metrics

Metric XRP NEAR
Market cap rank #6 #35
Price $1.13 $2.16
Market capitalization $70.38B $2.81B
24-hour trading volume $1.79B $380.26M
24-hour change -0.46% -1.50%
Circulating supply 62,053,900,985 1,298,389,480
Maximum supply 100,000,000,000 No fixed cap
All-time high $3.65 $20.44
All-time low $0.00268621 $0.526762
Genesis / launch
Hashing algorithm
Categories tracked 11 24

Bold values mark the larger figure for size-based metrics (market cap, volume). Larger is not inherently “better.”

What Are XRP and NEAR Protocol?

XRP XRP

XRP is a decentralized digital asset and the native token of the XRP Ledger, a Layer 1 blockchain designed for high-performance global payments. Its primary value proposition is offering a fast, cost-effective alternative to traditional banking systems by enabling near-instant cross-border settlements that finalize in three to five seconds. By serving as a neutral bridge asset between different fiat currencies, it helps financial institutions lower liquidity costs and eliminates the need for pre-funded accounts. The network is unique because it utilizes a federated consensus protocol instead of energy-intensive mining or staking.

Full XRP profile →

NEAR Protocol NEAR

NEAR Protocol is the blockchain for AI. A high-performance, AI-native platform built to power the next generation of decentralized applications and intelligent agents. It provides the infrastructure AI needs to transact, operate, and interact across Web2 and Web3. NEAR combines three core elements: User-Owned AI, which ensures agents act in users’ best interests; Intents and Chain Abstraction, which eliminate blockchain complexity for seamless, goal-driven transactions across chains; and a sharded blockchain architecture that delivers the scalability, speed, and low-cost execution needed for real-world AI and Web3 use.

Full NEAR Protocol profile →

Category Overlap

How XRP and NEAR Protocol are classified by CoinGecko, and where they overlap.

Shared
Smart Contract PlatformLayer 1 (L1)FTX HoldingsPantera Capital PortfolioAndreessen Horowitz (a16z) PortfolioGMCI 30 IndexGMCI IndexMade in USACoinbase 50 Index
XRP only
XRP Ledger EcosystemBlockchain Capital Portfolio
NEAR Protocol only
Artificial Intelligence (AI)Near Protocol EcosystemAlleged SEC SecuritiesData AvailabilityCoinbase Ventures PortfolioMulticoin Capital PortfolioProof of Stake (PoS)Alameda Research PortfolioDragonFly Capital PortfolioGMCI Layer 1 Index

XRP vs NEAR Protocol FAQ

Which has a bigger market cap, XRP or NEAR Protocol?
XRP has the larger market capitalization ($70.38B) compared with NEAR Protocol ($2.81B), roughly 25.1× larger.
What do XRP and NEAR Protocol have in common?
Both are classified by CoinGecko under: Smart Contract Platform, Layer 1 (L1), FTX Holdings, Pantera Capital Portfolio, Andreessen Horowitz (a16z) Portfolio, GMCI 30 Index.
Is XRP or NEAR Protocol a better investment?
We don’t provide financial advice or price predictions. This page compares factual market data only. Which asset suits you depends on your own research, goals and risk tolerance — always do your own due diligence before investing.

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